Navigate today’s most pressing health industry challenges with a leading global expert by your side.
Discover intelligent digital solutions to help improve outcomes, manage costs, and solve the toughest healthcare challenges.
Meet growing needs for innovative insurance solutions while increasing operational health and improving compliance.
Property & casualty advisory services
Modern flood insurance program
Investment, advisory & trading services
Financial modeling & industrialization
Insurance risk assessment
Geographic rating insights
Premium comparison platform
Retirement & Benefits
Deliver on the promises of the past and create smart solutions for the future.
Pension administration & communication
Retirement benefits administration platform
Compensations & benefits
Benefit plan evaluation
Health & welfare benefits administration platform
Manage complex risks using data-driven insights, advanced approaches, and deep industry experience.
Risk technology plays a major role
Auto policy underwriting
Software performance enhancement
Mortgage platform for investments & reinsurance
Solvency II reporting & compliance
This is a place where your ideas and insights make an impact. Where an independent, entrepreneurial spirit is an advantage. And where diversity of thought and experience makes us who we are.
Data-driven insight. Deep expertise. Transformative innovation. Since 1947, Milliman has delivered intelligent solutions to improve health and financial security.
Lindsy Kotecki is a principal and consulting actuary with the Minneapolis office of Milliman. She joined the firm in 2009.
Lindsy is a trusted advisor and consultant to a variety of stakeholders in the health industry, including commercial health insurers, private Medicare plans, healthcare startups, and healthcare providers.
Lindsy’s areas of expertise include benefit pricing and rate development, comprehensive population modeling of consumer choices and selection, ACA rate development and filing, Medicare Advantage bid development and certification, utilization and cost benchmarking, risk adjustment, feasibility studies, and independent strategic review. She also assists healthcare providers with payment analytics and supports healthcare startups in analyzing and understanding key actuarial concepts related to the markets they serve.
Lindsy has been deeply involved in helping insurers and other stakeholders navigate healthcare reform under the Affordable Care Act (ACA) since its inception. Recently, Lindsy has also been evaluating the actuarial implications and feasibility of potential future reforms to the U.S. healthcare system, including Medicare expansion and public options. In 2020, she published a white paper on the implications of a Medicare Advantage buy-in option for older adults. She also currently leads Milliman research efforts studying the composition and risk profile of enrollment across the full spectrum of U.S. healthcare markets.
Lindsy is a frequent presenter at industry conferences and produces thought leadership on a variety of topics related to healthcare reform and the state of the health industry. She recently completed research commissioned by the Society of Actuaries on the outcomes of the ACA in its first decade.