Stephen Goh

FIA

Consultant

London, UK

Stephen is a consulting actuary within Milliman’s Property & Casualty team in London. He joined the firm in June 2025, bringing a wealth of expertise in advanced actuarial modelling and analytics across the general insurance sector.

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Experience

With over a decade of experience working in the P&C industry, Stephen brings proficiency in actuarial modelling, reserving, capital and reinsurance management, risk assessment, and strategic advisory projects. Much of Stephen's work has focused on using actuarial models, having applied this skillset working with reinsurance optimisation catastrophe modelling, internal capital modelling, M&A financial analysis, and innovative applications in nontraditional insurance sectors. Notably, Stephen recently led a project to build a new financial projection model for a major government insurance product. His modelling work demonstrates his ability to navigate environments with limited existing data or precedent benchmarks with a goal to validate the reasonableness of results.

Stephen has a keen interest in sustainability and public policy and actively participates in sustainability-related working parties within the Institute and Faculty of Actuaries.

Professional Designations

Stephen is a Fellow of the Institute and Faculty of Actuaries (FIA) and a Fellow of the Institute of Actuaries of Australia (FIAA), having completed the examinations in 2017.

Education

BComm (Actuarial Studies, Finance), University of New South Wales (2014)

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Publications

Read their latest work

Article

Captive insurance: Seizing opportunities under upcoming UK reforms

27 October 2025 - by Stephen Goh, Christopher Clarke, Jeff Courchene

With forthcoming reforms affecting UK captives, we discuss the advantages and disadvantages for organisations continuing to use this alternative form of insurance.

Article

Electric vehicles: Risk and opportunity for insurers in the UK

12 September 2025 - by Stephen Goh

We look at trends in the rapidly transforming electric car market and discuss the accompanying risks and opportunities for UK insurers.

Stephen Goh

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Experience

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Read their latest work

Captive insurance: Seizing opportunities under upcoming UK reforms

Electric vehicles: Risk and opportunity for insurers in the UK

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Stephen Goh

Experience

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