Christine Perkovich O'Brien

SBWCP

Compliance Consultant

Irvine, CA, US

Christine Perkovich O'Brien is a compliance consultant who leads Milliman’s compliance team and supports property & casualty insurance product development. She focuses on InsurTech solutions and develops insurance products for emerging markets in personal and commercial lines. Her services include:

Summarizing state regulatory requirements
Drafting product forms
Making product form and rule comparisons
Conducting competitive rate, form, and other product research
Preparing state regulatory filing material
Developing rate, rule, and underwriting manuals
Submitting and managing filings through SERFF and state filing systems
Preparing and submitting rating service and advisory license applications
Preparing state correspondence
Conducting other compliance support

Christine consults with lead rate development actuaries to draft and organize coverage options, forms, and rules that are consistent with the rating algorithm and prepares the associated regulatory filing support. She manages rate, rule, underwriting, model, and form filings for all 50 states across property & casualty lines of business.

The compliance team that Christine leads is available to support clients and internal Milliman actuaries with their compliance needs.

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Experience

Prior to joining Milliman, Christine worked at Fox Valley Technical College (FVTC) as a Paralegal Instructor. In that role, Christine was responsible for developing curriculum, teaching legal and technical skill-related courses, and overseeing the associate degree program. While at FVTC, Christine was also involved in organizing and hosting continuing legal education opportunities to licensed attorneys and paralegals. She has served as the Director of the Fox Valley Free Legal Assistance Clinic, which provided free legal services to the community. Christine became one of the first paralegals in the State of Wisconsin to become certified through the State Bar of Wisconsin Certified Paralegal (SBWCP) program and served on the board of directors.

Prior to FVTC, Christine worked at a specialty insurer. Her first role was as a regulatory compliance analyst where she managed countrywide form, rate, and rule filings and drafted policies and endorsements for personal and commercial lines products. In her next role, Christine served as a law specialist, negotiating contracts and providing compliance guidance with regard to claims, underwriting, and corporate operations. She also has extensive experience as a paralegal in private practice and within the Wisconsin judicial system.

Professional Designations

State Bar of Wisconsin Certified Paralegal (SBWCP)

Education

BA, Business Management, Concordia University Wisconsin
AAS, Paralegal, Lakeshore Technical College

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Publications

Read their latest work

Article

How Milliman improved regional carriers combined ratio by 30 points through rating plan modernization

15 July 2025 - by Sheri Lee Scott, Christine Perkovich O'Brien, Matthew Samuel, Robert Zolla

As part of an overhaul of the homeowners product, we deployed a new modeling and advanced ratemaking techniques, and better aligned forms and contracts with rates.

Article

Growing the actuarial profession in the developing world: Where the UNDP-GAIN initiative stands after one year

05 December 2023 - by Merideth Randles, Danh Mai, Reetu Singh, Christine Perkovich O'Brien, Edward Moskovski, Jeremy Engdahl-Johnson

Five Milliman volunteers reflect on the first year of work with the United Nations Development Programme to expand actuarial capacity and help end poverty.

Christine Perkovich O'Brien

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Experience

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Read their latest work

How Milliman improved regional carriers combined ratio by 30 points through rating plan modernization

Growing the actuarial profession in the developing world: Where the UNDP-GAIN initiative stands after one year

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Christine Perkovich O'Brien

Experience

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