Annie Shen

FCAS, MAAA

Actuary

Irvine, CA, US

Annie Shen is an actuary with the Property and Casualty Practice in Milliman’s Orange County office, focusing on advanced ratemaking techniques and InsurTech solutions. She joined the firm in 2019.

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Experience

Annie’s areas of expertise include:

Conducting personal and commercial lines ratemaking, product development, and filing support
Performing catastrophe exposure analyses, including ratemaking for catastrophe exposed lines
Developing rates and filing support for emerging markets, including transportation networks
Performing competitive analyses in the context of ratemaking and product development
Designing and automating insurance processes to improve efficiency and profitability
Developing advanced business intelligence reports using data visualization

Prior to joining Milliman, Annie was an actuarial analyst at CSAA Insurance Group in Walnut Creek, CA, where she specialized in ratemaking for personal auto and homeowners insurance. She was responsible for auto and homeowners pricing for several states and was involved with developing and launching new products. She also led efforts to streamline and improve consistency of the auto product rating process.

Professional Designations

Fellow, Casualty Actuarial Society
Member, American Academy of Actuaries

Education

BA, Economics – University of California, Berkeley
BA, Statistics – University of California, Berkeley

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Publications

Read their latest work

Article

Modernizing homeowners rate plans in the age of changing risk

29 April 2024 - by Nickolas Alvarado, Annie Shen

With changing climate and emerging risks, homeowners insurance carriers can use pricing sophistication techniques to better understand, measure, and price risk.

Article

Understanding California wildfire risk part two: Zesty.ai risk score model

26 January 2021 - by Annie Shen, Sheri Lee Scott, Katherine Dalis

To better understand its exposure to wildfire, the California Fair Access to Insurance Requirements Plan asked Zesty.ai, Inc., a company that provides a wildfire risk score model, to score the FAIR plan properties relative to wildfire risk.

Annie Shen

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Experience

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Read their latest work

Modernizing homeowners rate plans in the age of changing risk

Understanding California wildfire risk part two: Zesty.ai risk score model

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Annie Shen

Experience

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