Sjoerd Brethouwer
MSc AAG FRM
Consulting actuary
1101 BE, NL
Sjoerd Brethouwer is a consulting actuary in the Amsterdam office of Milliman. He joined the firm in 2017.
Sjoerd carries out consulting assignments in the fields of life and non-life insurance and finance risk management in the Netherlands and neighboring countries.
Experience
Sjoerd has 11 years of extensive experience in the fields of life insurance, financial risk management, and non-life insurance. Before joining Milliman, he worked at EY for five years during which he provided actuarial audit support for several clients. Sjoerd has worked on several projects in the areas of IFRS17 and Solvency II (model implementations, model validations, and general client support on these topics). He also has broad experience on IFRS9 topics.
Professional Designations
- Fellow Royal Dutch Actuarial Association (AAG)
- Certified Financial Risk Manager (FRM), Global Association of Risk Professionals
Education
- Actuarial Practice Cycle (postgraduate education), Amsterdam Business School, University of Amsterdam, The Netherlands
- Financial Risk Management (FRM), Global Association of Risk Professionals
- Master’s degree, Actuarial Science and Financial Mathematics, University of Amsterdam
Affiliations
- Sjoerd is an active member of the Dutch Actuarial Association. He participates in the commission for insurers.
- Sjoerd is guest lecturer at the Actuarial Institute.
Publications
Read their latest work
Article
Comparative analysis of the IFRS annual reports of Achmea, a.s.r., Atradius, and NN non-life insurance companies
10 September 2026 - by Sjoerd Brethouwer, Joyce Delsing, Niels Van der Laan, Henny Verheugen
Amid the evolving financial reporting landscape created with the adoption of IFRS 9 and IFRS 17, we compare the non-life insurance divisions of four Dutch carriers.
Article
Achmea、a.s.r.、Atradius、NNの損害保険会社のIFRS年次報告書の比較分析
10 September 2026 - by Sjoerd Brethouwer, Joyce Delsing, Niels Van der Laan, Henny Verheugen
IFRS第9号およびIFRS第17号の導入により財務報告を取り巻く環境が変化する中、オランダの保険会社4社の損害保険部門の結果について比較します。
Article
Comparative analysis of the Achmea, a.s.r., Athora, and NN life insurance companies
10 September 2026 - by Sjoerd Brethouwer, Lotte van Delft, Jorren Jacobs, Henny Verheugen
Amid the evolving financial reporting landscape created with the adoption of IFRS 9 and IFRS 17, we compare the life insurance divisions of four Dutch insurers.
Article
Achmea、a.s.r.、Athora、NNの生命保険会社に関する比較分析
10 September 2026 - by Sjoerd Brethouwer, Lotte van Delft, Jorren Jacobs, Henny Verheugen
IFRS第9号およびIFRS第17号の導入により財務報告を取り巻く環境が変化する中、オランダの保険会社4社の生命保険部門の結果について比較します。
Article
CFOフォーラム加盟会社の時価総額：2024年末IFRS第17号結果分析
09 October 2025 - by Henny Verheugen, Hortense Désiré, Sjoerd Brethouwer
本稿では、CFOフォーラム加盟会社の時価総額を分析することで、投資家に異なる指標を提供し、報告基準による違いを克服する手助けとなることを目指しています。
Article
Market capitalisation of CFO Forum companies: An analysis of IFRS 17 results at year-end 2024
09 October 2025 - by Henny Verheugen, Hortense Désiré, Sjoerd Brethouwer
We examine the market capitalization of CFO Forum companies in order to give investors another indicator and help overcome differences in reporting.
Article
Achmea、a.s.r.、NNの損害保険会社の比較分析
10 June 2025 - by Sjoerd Brethouwer, Joyce Delsing, Henny Verheugen
最近採択されたIFRS第9号とIFRS第17号による、Achmea、ASR、NNの損害保険会社の2024年報告書を比較分析した結果、重要なトレンドと報告の違いが明らかになりました
Article
Comparative analysis of the Achmea, a.s.r., and NN non-life insurance companies
10 June 2025 - by Sjoerd Brethouwer, Joyce Delsing, Henny Verheugen
In the wake of IFRS 9 and 17, our comparative analysis of Achmea, ASR, and NN non-life insurers’ 2024 reports reveals key trends and reporting differences.
Article
Achmea、a.s.r.、Athora、NNの生命保険会社の比較分析
24 April 2025 - by Sjoerd Brethouwer, Henny Verheugen
本稿では、最近採択されたIFRS第9号とIFRS第17号によるオランダの生命保険部門の主要財務要素を詳しく調査し、比較分析を行います。
Article
Comparative analysis of the Achmea, a.s.r., Athora, and NN life insurance companies
24 April 2025 - by Sjoerd Brethouwer, Henny Verheugen
We delve into the major financial components of Dutch life insurance divisions, conducting a comparative analysis in the wake of the recent adoption of IFRS 9 and IFRS 17.