Sharon Huang
ASA, FSA
Consulting Actuary
Beijing, CN
Sharon is a consulting actuary in Milliman's Shanghai office. She joined the firm in 2011. In her current role, she provides support to local and multinational insurance companies in the areas of actuarial due diligence, product design, pricing and financial reporting.
Experience
Prior to joining Milliman, Sharon worked at the largest life reinsurer in China for six and half years, where she gained experience in reinsurance, product development, market research, alternative distribution channel management, and market entry strategy.
She has worked with life insurers in China on issues pertaining to:
- Product development
- Premium rating
- Asset-liability management modeling
- Due diligence and EV appraisal
- Alternative distribution channels
- Market entry and business planning
- Improving cash flow and capital strain using reinsurance
Sharon is fluent in English and Chinese.
Professional Designations
- Fellow, Society of Actuaries
- Fellow, Life Management Institute
- Associate, China Association of Actuaries
Education
- Master of Economics, Peking University
Affiliations
- SOA International Section China Ambassador (2008–present)
- Member, SOA China Region Committee (2009–present)
Publications
Read their latest work
Article
Life insurance capital regimes in Asia, 7th edition
01 October 2025 - by Clement Bonnet, Julian Man, Alex Bryant, Sherry Du, Pingni Eng, Linda Jin, Sharon Huang, Farzana Ismail, Philip Jackson, Sung Hoon Kim, Wen Yee Lee, Erica Chan, Kyosuke Aiguchi
We examine and summarize the complex and varied capital regulations for life insurance companies for 15 markets in Asia.
Article
アジアにおける生命保険の資本規制：第7回
01 October 2025 - by Clement Bonnet, Julian Man, Alex Bryant, Sherry Du, Pingni Eng, Linda Jin, Sharon Huang, Farzana Ismail, Philip Jackson, Sung Hoon Kim, Wen Yee Lee, Erica Chan, Kyosuke Aiguchi
本レポートでは、アジアの15の市場における生命保険会社の複雑かつ多様な資本規制について調査し、まとめました。
Article
アジアにおける生命保険の資本規制：第6回
09 October 2024 - by Clement Bonnet, Julian Man, Alex Bryant, Scott Chow, Pingni Eng, Linda Jin, Sharon Huang, Farzana Ismail, Philip Jackson, Sung Hoon Kim, Wen Yee Lee, Richard Payne, Kyosuke Aiguchi
本レポートでは、アジアの生命保険の資本規制について比較分析を行い、規制の変更による潜在的意味について記します。
Article
Life insurance capital regimes in Asia, 6th edition
09 October 2024 - by Clement Bonnet, Julian Man, Alex Bryant, Scott Chow, Pingni Eng, Linda Jin, Sharon Huang, Farzana Ismail, Philip Jackson, Sung Hoon Kim, Wen Yee Lee, Richard Payne, Kyosuke Aiguchi
Our sixth edition of a report on life insurance capital regimes in Asia gives a detailed comparative analysis and discusses the implications of change.
Article
アジアにおける生命保険の資本規制（第5回）
29 August 2023 - by Clement Bonnet, Scott Chow, Michael Daly, Pingni Eng, Sharon Huang, Farzana Ismail, Philip Jackson, Sung Hoon Kim, Wen Yee Lee, Atsushi Okawa, Richard Payne
本稿では、アジアの特定の市場における生命保険のRBC規制を比較対照し、同業界における規制の将来の変更による潜在的意味について記します。
Article
Life insurance capital regimes in Asia, 5th edition
29 August 2023 - by Clement Bonnet, Scott Chow, Michael Daly, Pingni Eng, Sharon Huang, Farzana Ismail, Philip Jackson, Sung Hoon Kim, Wen Yee Lee, Atsushi Okawa, Richard Payne
This report compares and contrasts life insurance RBC regimes across selected Asian markets and highlights potential implications from future regulatory changes in the industry.
Article
アジアにおける生命保険の資本規制（第4回）
08 August 2022 - by Clement Bonnet, Scott Chow, Michael Daly, Pingni Eng, Sharon Huang, Farzana Ismail, Philip Jackson, Sung Hoon Kim, Wen Yee Lee, Atsushi Okawa, Wing F. Wong
本稿では、アジアの特定の市場における生命保険のRBC規制を比較対照し、同業界における規制の将来の変更による潜在的意味について記します。
Article
Life insurance capital regimes in Asia, 4th edition
08 August 2022 - by Clement Bonnet, Scott Chow, Michael Daly, Pingni Eng, Sharon Huang, Farzana Ismail, Philip Jackson, Sung Hoon Kim, Wen Yee Lee, Atsushi Okawa, Wing F. Wong
This report compares and contrasts life insurance RBC regimes across selected Asian markets and highlights potential implications from future regulatory changes in the industry.
Article
Life insurance capital regimes in Asia, 3rd edition
23 July 2021 - by Clement Bonnet, Brian Colgan, Michael Daly, Sharon Huang, Farzana Ismail, Philip Jackson, Sung Hoon Kim, Atsushi Okawa, Wing F. Wong
After a wave of new regulations for companies, this executive summary provides a high-level update to our last report from 2020.
Article
アジアにおける生命保険の資本規制（第3回）
23 July 2021 - by Clement Bonnet, Brian Colgan, Michael Daly, Sharon Huang, Farzana Ismail, Philip Jackson, Sung Hoon Kim, Atsushi Okawa, Wing F. Wong
本エグゼクティブ・サマリーでは、2020年に発表した前回レポートからの保険会社に対する新たな規則に関する進展について概説します。