Article
21 January 2026 - by Christopher J. Giese, Annie Gunnlaugsson, Evan Pollock, Kevin Brown
On average a 65-year-old would need to set aside $135,000 to cover expected future lifetime costs of long-term care, according to Milliman research.
Article
27 February 2025 - by Juliet Spector, Tim Kempen, Evan Pollock
In our triennial survey of long-term care insurance valuation, we review and document assumptions and methodologies used by 20 private carriers.
Article
12 February 2025 - by Barbara R. Collier, Hanna E. Holzer, Evan Pollock
For estimating benefit richness in the individual ACA market, we demonstrate advantages of using Milliman's model over the Federal Actuarial Value Calculator.
Article
11 September 2024 - by Juliet Spector, Annie Gunnlaugsson, Robert Eaton, Mike Bergerson, Joe Neary, Evan Pollock, Courtney Kronlokken, Randy Beams, Susan Knutson
In our third quarter 2024 Long-Term Care (LTC) Focus newsletter, we showcase some of the projects that Milliman LTC consultants are working on now.
Article
07 May 2024 - by Evan Pollock, Christopher J. Giese, Annie Gunnlaugsson
We examine long-term care (LTC) plan designs through the lens of LTC actuarial value, a concept offering fresh perspective on the space.
Article
15 March 2024 - by Juliet Spector, Annie Gunnlaugsson, Robert Eaton, Mike Bergerson, Jeff Anderson, Jeremy Hamilton, Daniel A. Nitz, Alyssa Lu, John Hebig, Courtney Kronlokken, Tim Kempen, Evan Pollock, Kevin Brown
This Long-Term Care (LTC) Focus newsletter showcases some of the projects that Milliman LTC consultants are working on now.
Article
02 November 2023 - by Christopher J. Giese, Annie Gunnlaugsson, Evan Pollock
As states consider long-term care programs, we examine differences in payroll taxes under a front-end design, given the diverse environments across the U.S.
Article
24 May 2022 - by Juliet Spector, Tim Kempen, Evan Pollock, Cade Dombrowski
An industry survey of assumptions and methodologies in the individual long-term care (LTC) market.
Article
16 February 2022 - by Christopher J. Giese, Annie Gunnlaugsson, Evan Pollock
The onset of COVID-19 and attempts to control its spread, have introduced volatility into the long-term care insurance industry.
Article
21 May 2021 - by Christopher J. Giese, Annie Gunnlaugsson, Evan Pollock
LTC brief: The number of individuals with long-term care insurance slightly declined over the years, but private claim counts rose over 50% over the past decade, surpassing 275,000 in 2019.
