Judith Houtepen
Experience
Judith specializes in health and non-life insurance and has performed a wide range of actuarial and strategic consulting assignments for a variety of clients, from major to small-size insurers as well the Dutch Ministry of Health and healthcare providers. Judith’s experience covers both domestic and international medical insurance and includes:
- Solvency II work, including capital model development and validation, application of USPs, development of capital policy framework, risk management and ORSA modelling
- Risk Equalisation System modelling
- Product design and pricing for new start-up health insurance companies and micro-insurance systems
Judith also has experience in projects involving wider applications of actuarial and data-analytics techniques for insurers and healthcare organizations, for example:
- Risk adjustment and predictive modelling
- Comparative cost-effectiveness studies for disease management programs and innovative e-health services
- Performance management
Prior to joining Milliman, Judith was a director of TRAG Performance Intelligence Group (currently known as Performation); a Dutch advisory company focused on providing integrated cost and quality management solutions to healthcare institutions worldwide. Before that, she was a senior advisor at Plexus (currently known as KPMG Plexus), a Dutch health consulting firm. Judith started her career as a strategic management consultant at McKinsey in Amsterdam.
- Fellowship, Institute of Actuaries of the Netherlands (Actuarieel Genootschap – AAG) specializing in non-life insurance and health
- Member of ASTIN (non-life subsection actuarial society)
- Post Master to Actuary AG (Distinction), Dutch Actuarial Institute, 2013
- MBA, INSEAD in France, 2004
- Master's degree (Distinction), actuarial science, University of Amsterdam, 2001
- Master's degree, financial econometrics, University of Amsterdam, 2001
- Active member of the Dutch Actuarial Association, where she is a member of the board of the health subsection
- Member of the Dutch Research Working Group on Risk Equalization (WOR) in which econometric research on the Dutch risk equalization scheme is monitored and validated under the authority of the Dutch Ministry of Health, Welfare and Sport (VWS)
Publications
Read their latest work
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