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ACO utilization & cost evaluation
Healthcare cost modeling
Insurance risk assessment
Medicare plan selection solution
Healthcare risk adjustment
Pharmaceutical claims analytics
Meet growing needs for innovative insurance solutions while increasing operational health and improving compliance.
Property & casualty advisory services
Modern flood insurance program
Investment, advisory & trading services
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Geographic rating insights
Premium comparison platform
Retirement & Benefits
Deliver on the promises of the past and create smart solutions for the future.
Pension administration & communication
Retirement benefits administration platform
Compensations & benefits
Benefit plan evaluation
Health & welfare benefits administration platform
Manage complex risks using data-driven insights, advanced approaches, and deep industry experience.
Auto policy underwriting
Software performance enhancement
Mortgage platform for investments & reinsurance
Solvency II reporting & compliance
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Data-driven insight. Deep expertise. Transformative innovation. Since 1947, Milliman has delivered intelligent solutions to improve health and financial security.
Joy is considered an industry expert in balance sheet review and valuations for mergers, acquisitions, and financing transactions for property/casualty insurance companies.
In addition, her client work has included loss reserving, pricing, and financial forecasting for start-up companies, reinsurance companies, specialty companies writing professional liability and directors and officers liability business, and breakage rate analyses for the hospitality industry rewards programs.
Joy has also managed profitability and reserve analyses for property and casualty companies domiciled in China, including PICC related to its Initial Public Offering in 2003.
Joy’s work has included expert testimony assignments related to bankruptcy trust funding, valuation, and financial condition of insurance companies.
She has also been involved with several projects involving terrorism insurance.
Prior to joining Milliman, Joy was employed by American International Group for 10 years. During that time she worked in such areas as:
She also managed an excess liability underwriting unit charged with providing excess liability insurance to Fortune 500 risks.