Last Revised: March 30, 2020

Introduction

Thank you for your interest in how Milliman uses Cookies on our Sites.

We have provided this Cookie Policy to provide you with transparency so you can make informed choices about how Milliman and third parties track your personal data utilizing cookies. This Cookie Policy explains how your personal data is collected, shared, and analyzed by our third-party vendor service providers to improve the performance and user satisfaction of our Sites, to help those Sites function properly for your use and convenience and to enable Milliman to analyze the statistical use of our Sites.

For some of our Sites, we may post a Cookie Policy that is Site specific. We do this in order to best describe the use of cookies for Sites that are administered by our third-party vendor service providers on these Sites. Additionally, where the laws of the country require different legal disclosures to a consumer regarding cookies, we may post a Site specific version to comply with applicable law. By posting a separate and site-specific policy on these selected Sites, we are able to provide transparency to you and describe in detail where the use of cookies is configured in a way that is different than how Milliman typically manages cookies on its Sites, in accordance with local laws or as explained in this Cookie Policy.

Visiting Our Sites

This Cookie Policy shall apply to the Milliman domain owned by us and any subsite, subdomain, subdirectory, virtual site, or virtual directory thereof (each, a “Site” and collectively the "Sites”). We will continue to update you and revise this policy as may be required under applicable law and as the technical capabilities are enhanced and additional choices regarding the use of cookies becomes available to you.

Identification of Individuals to Contact at Milliman with questions concerning Cookies

We hope that this Cookie Policy helps you understand and provides a good explanation for our use of cookies on the Sites. If after reviewing this policy you have any further questions for us, require assistance, or have requests based upon the information provide here, please contact us at web_team@milliman.com

What are Cookies?

In some instances, Milliman may collect data through cookies. A "cookie" is a text-only string of data that Milliman sends to the cookie file of the browser on a website visitor’s computer hard disk using Milliman’s web server. Cookies are used to make websites work, or work more efficiently, as well as to provide data to the owners of the website.

There are a number of different categories of cookies, each with their own function and limitations. Milliman’s website may use both required cookies and analytics and performance cookies.

Required cookies enable a website visitor to move from page to page within the website and to use its features. These cookies are deleted when the visitor closes his/her browser.

Analytics and performance cookies allow Milliman’s third-party agents to collect data, including the number of visitors to the website, from where these visitors have come to the website, and the length of time the visitors have spent on the website. Milliman uses the following third-party agents for website performance tracking, and you can learn more about their privacy policies in the table provided below.

The majority of web browsers accept cookies and similar files, but a visitor can usually change the browser settings to prevent this. However, by doing so, some functionality of Milliman’s website may be lost. Please visit https://www.aboutcookies.org/ to learn more about cookies and how to control them.

We rely on your consent, to the extent required by law, to use non-required cookies that may collect your Personal Data.

For this reason, we want to provide as much information to you as possible about the cookies we use and how we manage cookies when you provide us with your consent. Your consent enables us to use cookies to provide the necessary functionality for you to effectively use our Sites; enables a positive and streamlined user experience on our Sites; tracks your viewing activity across our Sites’ webpages; and conducts analytics on your visits to our Sites in order to accomplish the objectives outlined in this Cookie Policy.

Cookie Name Purpose Type Duration Opt Out Data Removal Third Party
ASPNetSession ID Allows our servers to send a user’s requests to the same server during their web session. Necessary   Session Only None N/A No
contactForm Loaded Used to tell if the page has loaded the contact form. Not used for any personal information. Necessary Session Only None N/A No
ai Analytics cookie Analytics Session only prior to consent. Persistent cookie if user consents Opt out via sites Ribbon Data is stored by Google. Data is configured to not record user IP or username, and all data is purged every 14 months.       

AI Media

https://aimediagroup.com/

user/themes/aimedia/docs/

privacy_2019.pdf

SC ANALYTICS GLOBAL COOKIE Analytics cookie Analytics When you click “Accept” the analytics cookie will persist in your browser and will continue to capture analytics data each time your return to our Site. If you do not consent the cookie is not set. Opt out via sites Ribbon Milliman may remove PII user data from Sitecore data bases using Sitecore API’s and the Sitecore administrative console Sitecore
ga Analytics cookie Analytics If the user does not consent, these cookies do not persist beyond the user’s browser session. If the user accepts the cookies persist and subsequent visits to this site will be recorded. Google anonymizes IP address data.

http://tools.google.

com/dlpage/gaoptout

Data is stored by Google. Data is configured to not record user IP or user name, and all data is purged every 14 months.

Google

http://www.google.com/

analytics/learn/privacy.html

Obtaining Your Consent and Your Choices

The first time you visit the Sites, you will be provided with a Cookie Disclosure “Ribbon” at the bottom of Milliman’s website landing page that informs you of the following: “Milliman and our third party website analytics and performance partners use cookies on our website that collect and use personal information (your IP address) in order to select and deliver statistical data on your use of our website and the pages your visit. By clicking “Accept” you consent to the placement and use of cookies by Milliman and our third party analytics partners for these purposes. Before you consent and in order to understand more details and choices surround how Milliman uses cookies you may click on our Cookie Policy. If you are comfortable accepting Cookies for analytics and performance purposes click “Accept.” You may contact Milliman at web_team@milliman.comto discuss the kinds of cookies we use on our website and the various choices available to you to manage cookies and your personal information.

Options for CookieSelection and Opt In:

Required Cookies: These cookies are essential to the functionality of the Sites in order to facilitate your use of the Sites and its features, and in order to enable you to move around the Sites smoothly. Without these cookies, we may not be able to provide certain services or features, and the Sites will not properly function. Unfortunately, these cookies cannot be disabled or modified, which is why we refer to these as “required".

Preferences Cookies: In some circumstances, we may use functionality cookies, which we describe as “preferences” cookies. The cookies allow us to remember the choices you make while browsing the Sites, and to provide enhanced and more personalized content and features, such as customizing a certain webpage, remembering if we have asked you to participate in a promotion, and for other services you request, like watching a video or commenting on a blog. If you access the Sites from a mobile or other device, we may collect a unique device identifier assigned to that device ("UDID") or other transactional information for that device. All of these features help us to improve your visit to the Site.

Analytics and Performance Cookies: We and our third-party vendor service providers may use analytics cookies, which are sometimes called performance cookies, to collect information about your use of the Sites in order to enable us to improve the way it works and prepare statistical analysis of such data.For instance, analytics cookies may collect information about which pages you visit most.The information gathered via analytics cookies allows us to see the overall patterns of usage of the Sites, helps us record any difficulties you have with the Sites, and shows us whether our advertising is effective or not.You may opt out of analytics and preference cookies in accordance with the instructions contained in the table in the “What are Cookies” section of this policy.

Third-Party Embedded Content

Milliman websites may feature content (such as buttons, widgets, and other embedded features or content) embedded by third parties that rely on cookies or similar technologies. Milliman does not set any additional cookies relating to your use of this embedded content. However, if you choose to click on these links and they take you to a third-party website, the third-party may place additional cookies of its own. These third-party cookies fall outside the scope of this Cookie Policy. We encourage you to reach out to the third party if you have any questions about how they track your use of the embedded content on our Sites.

You can learn more about the privacy policies of these third-party content providers and how to opt-out of their cookies by clicking the appropriate link below:

Facebook and Instagram: https://www.facebook.com/policies/cookies/

Google Inc. and YouTube: https://policies.google.com/privacy

LinkedIn: https://privacy.linkedin.com/

Twitter: https://twitter.com/en/privacy

How Can You Further Control Cookies on the Sites?

You may outright refuse to accept cookies from the Sites at any time by activating the setting on your browser that allows you to refuse cookies. You may also adjust the settings on your browser to clear cookies. You may also opt out of cookies by refusing to accept cookies when prompted by the Ribbon. Please note that by disabling or blocking any or all cookies, some features of the Sites may not operate as intended, or you may not have access to features or personalization available through the Site. Find out how to manage cookies on popular browsers:

To find information relating to other browsers, visit the browser developer's website.

Changing Your Choices

Note that each time you return to the site, you have the option of changing your choices by clicking on the Cookie Settings tab of your browser and revising your choices, if you so desire. If you revise your choices, Milliman will clear the cookies in the specific categories you have selected and those cookies will no longer track your activity on the Sites. If you do not ask for your settings to be changed, your previous choices and the previous consent you provided to Milliman will apply to your current session on the Sites.

How does Milliman respond to Do Not Track signals?

Milliman Sites currently do not respond to Do Not Track signals in browsers.

Changes and Revisions to This Cookie Policy

Please take a look at the Last Revised date at the top of this page to see when this Cookie Policy was last revised. Any changes in this Cookie Policy will become effective when we make the revised Cookie Policy available on or through the Site.