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Living benefit riders to life insurance policies: Pricing considerations and strategy
Adding benefit riders to policies provides meaningful coverage for those who need it, and carriers usually can do so at a relatively low cost.
The introduction of COVID-19 had an almost immediate influence on insurance yet it may take a long time to fully realize the effects. As a result, typical benchmarks and the process of benchmarking that has worked well in the past may no longer be applicable without proper adjustments and considerations. What are strategies to make benchmarks valuable now and post-COVID-19?
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