Milliman conducted its 15th annual survey in 2021 aimed at addressing issues related to universal life (UL), indexed universal life (IUL), and variable universal life (VUL). The report provides carriers with competitive benchmarking to evaluate where they stand relative to their peers. For this survey, 27 companies submitted responses in late 2021. The survey includes the following sections: sales, profit measures, reserves, investments, underwriting, product design, pricing, and illustrations.

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