Analysis of insurers’ Solvency and Financial Condition Reports

Under Solvency II, European insurers are required to publish their Solvency and Financial Condition Reports (SFCRs). For this report, we use the latest SFCRs from 2022 to analyse health insurers with domestic medical insurance business in the United Kingdom, with observations about the balance sheets and risk exposures in specific markets. The analysis includes sections on:

• Distribution of assets, investments, and liabilities
• Breakdowns of solvency capital requirements for overall domestic insurers and four companies
• Solvency coverage ratio by U.K. providers
• Market share