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Because the world is underinsured.

Staying ahead of 100-year storms. Expanding coverage to vulnerable populations. Deciphering daunting new reporting requirements. Unlocking the promise of disruptive technologies while guarding against their risks.

These are just a few of the challenges on the desks of our insurance experts.

The insurance industry of tomorrow will look nothing like today.

Innovation is the future of the insurance industry. From expanding access and reach to creating entirely new categories of products, we are at the forefront of the trends that will define tomorrow’s industry, while protecting the lives and property of people today.


Global Life and Health Insurance Mergers and Acquisitions (M&A)

In 2022, life and health insurance transaction activity was down sharply. We examine the likely causes and project the landscape for future transaction activity, with consideration of demand from traditional insurers, private equity investors, and other key players in the market.


Using predictive analytics and AI in insurance claims

Learn how to improve the outcome of your claims by integrating your data with AI.

Read the most recent insurance thought leadership.


A beginner’s guide to the casualty actuarial language

If you’ve ever thought your actuary was speaking a foreign language, “How to speak casualty actuary 101” will help you navigate common terms and acronyms.

Reimagining Reserving

There are smarter ways to evaluate your insurance loss costs


Protecting assets in an unpredictable climate

New approaches to climate resilience.

See the latest thinking
See the latest thinking

Success by the numbers: Milliman financial reporting

Evolving regulatory and financial reporting standards are challenging to interpret and implement. Milliman provides end-to-end support Solvency II, IFRS, and US GAAP, as well as the implementation of economic capital (EC) models. With decades of experience, we have the historical understanding, agency relationships, and tools and expertise to streamline and improve compliance.

Watch the video
Watch the video
Watch the video
Watch the video

Welcome to Integrate

Integrate represents a genuine paradigm shift in actuarial software, technology, and solutions. With the stakes as high as they are—from competitive pressures and increased regulatory complexity to the pace of change and threat of disruption—revolution is the clear way forward.


Milliman insurance products

Financial modeling and industrialization
Financial modeling and industrialization
Financial modeling & industrialization


Automate and accelerate actuarial modeling and reporting with a powerful, cloud-based solution.

Premium comparison platform
Premium comparison platform
Premium comparison platform


Identify new market sectors, pinpoint adverse selection, and make better pricing decisions with a web-based premium comparison tool.

Reserving and IBNP reserve estimation
Reserving and IBNP reserve estimation


Analyze unpaid claims liabilities with industry-leading stochastic and deterministic reserving tools and methods.

Solvency II reporting and compliance
Solvency II reporting and compliance
Solvency II reporting & compliance


Streamline Solvency II compliance with a multi-user, multi-site tool for Standard Formula SCR and quantitative reporting templates.

Reserve and liability modeling
Reserve and liability modeling
Reserve and liability modeling


Dramatically reduce the time required for life insurance reserves and liabilities calculations with innovative modeling.

Insurance risk assessment
Insurance risk assessment
Insurance risk assessment


IntelliScript combines industry-leading data and analysis to provide insurers the knowledge, tools, and insight to confidently assess risk.

Predictive analytics
Predictive analytics
Predictive analytics


Visually explore industry experience against your own and make intelligent decisions based on drivers of policyholder behavior.

Software performance enhancement
Software performance enhancement
Financial Modeling Platform with Excel language

Milliman Mind

Milliman Mind is a flexible and easy-to-use web-based platform that automatically converts Excel spreadsheets into more powerful models.

Benefits analysis
Benefits analysis
Benefits analysis

Retirement Income Security Evaluation (RISE Score)

The RISE Score™ provides an intuitive and easy-to-use way to determine potential gaps in retirement income and gauge retirement readiness.


Milliman insurance services

Asset/Liability Modeling & LDI

Quantify financial impacts of pension plans with analysis designed to meet your circumstances, liability characteristics, and objectives. 

Captive insurance consulting

Enhance your captive with risk retention alternatives, pricing and funding, financial modeling, and claims management.

Claims consulting

Lower loss and loss adjustment expense costs, get litigation support, and improve claims operations.


Benefits from our expertise in the complete range of non-life insurance types including home, creditor insurance, accident, and motor. 

Catastrophe modeling

Assess the interplay of natural catastrophe exposures between internal divisions and across your company with advanced modeling.

Catastrophe reserving and loss reserve verification

Understand the impact of a large event on your portfolio, including analysis of loss-expected contract carve outs.

Capital management

Assess capital requirements under a wide range of frameworks and get effective strategic advice on how to manage capital.

Economic capital modeling

Use capital more efficiently to protect against financial risk and comply with growing rating and regulatory requirements.

Embedded value

Get transparent, accurate embedded value calculations including European embedded value and market-consistent embedded value.

We’re here to help

Ask the tough questions. We’re ready for them.

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