Dave’s experience is primarily in personal property and casualty insurance. Areas of expertise include:
- Personal property lines ratemaking and filing support, including development of new rates and improved segmentation of current rates using traditional actuarial methods and other predictive modeling techniques such as Generalized Linear Models
- By-peril rating plan development in catastrophe-exposed areas
- Catastrophic risk analyses including the perils of hurricane, flood (inland and storm surge), severe convective storm, and earthquake
- Predictive modeling beyond standard pricing development including catastrophic risk, sub-peril, retention, conversion, underwriting, inspection, credit and noncredit insurance models
- Third-party data leveraging for pricing and underwriting to improve data quality and credibility
- Competitive analysis for ratemaking and new program development
- Multi-state implementation of major rating plan updates and new programs
Dave has extensive experience in homeowners insurance pricing and predictive modeling. Prior to joining Milliman, he was lead actuary at Geovera Holdings, Inc. Before that, he was in the actuarial research and homeowners’ pricing units at State Farm Insurance.
