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Xiaohong specializes in providing financial risk management solutions for retirement savings guarantee products. Since joining Milliman, she has led the development and ongoing management of hedge outsourcing programs for a number of large variable annuity writers in the United States, Europe, and Asia. She has extensive experience in stochastic and nested stochastic modeling and has done substantial work in advising clients on hedge strategy development, reserve and capital projection, and equity-based guarantee pricing.
Before joining Milliman, Xiaohong worked for several large insurance companies in the United States. Her prior experience includes product development, pricing, valuation, risk analysis, and financial reporting for annuity and health insurance products.