This issue includes:

• VIF monetisation: A re-emerging trend
  by Scott Mitchell, Chris Lewis
• Predictive analytics adds value for life insurers
  by Neil Cantle, Greg Campbell
• A complicated retirement
  by Colette Dunn, Chris Lewis
• Implications of the IFRS 2013 Exposure Draft
  by Emma McWilliam, Matthew Cocke
• Look before you leap: The potential impact of emerging regulatory standards
  by Fred Vosvenieks, Stuart Reynolds
• Regulatory updates: More to think about than Omnibus II
  by Neil Dissanayake, Matthew Cocke, Russell Ward