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Article
“Lender choice” introduces a bias to default rates for mortgage underwriting
We show how giving lenders a choice between using FICO or VantageScore for Fannie Mae and Freddie Mac mortgages affects default rates and introduces risks.
White paper
Understanding nonfatal firearm injuries: Incidence and healthcare spending for commercially insured members
Patient healthcare costs increase substantially in the six months after a nonfatal firearm injury. We analyze patterns for stakeholders to consider.
Article
Captive insurance: Seizing opportunities under upcoming UK reforms
With forthcoming reforms affecting UK captives, we discuss the advantages and disadvantages for organisations continuing to use this alternative form of insurance.
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