在許多亞洲市場，分紅（participating）保險商品在人壽保險業務中占有很大比例，同時有諸多原因使得不同市場的分紅商品對其整體業務貢獻程度有所不同。本報告從三個不同角度綜合概述亞洲區域的分紅保險業務：

1. 亞洲地區總覽，聚焦各國之間的比較，並辨識不同市場共同的議題
2. 亞洲各國分紅保險簡要分析，點出造就當地分紅業務現況的主要議題、變化以及法規
3. 亞洲八大分紅保險市場詳細報告：中國、香港、印度、印尼、馬來西亞、新加坡、斯里蘭卡、泰國。

此報告為英文版之譯本，由Milliman台灣辦公室按當地語言習慣及常用專有名詞翻譯 。原英文版報告連結: https://www.milliman.com/en/insight/participating-business-in-asia-2023.

Participating (par) insurance products represent a significant proportion of the life insurance business in many Asian markets. The contribution of par products toward the overall business varies in each market, for multiple reasons. This report provides a comprehensive overview of par business from three different perspectives:

1. A regional view, focusing on how countries compare with each other, identifying common themes 
2. A brief analysis of par by country, highlighting the major issues, changes, and regulations that define the local business environment
3. A detailed country report for eight par markets: China, Hong Kong, India, Indonesia, Malaysia, Singapore, Sri Lanka, and Thailand

The English language version of this report is available here.