Risk
The most dangerous risks to your business are those you can’t see.
As the requirements of operating a business have grown, so has the responsibility for more rigorous risk and financial management. By helping clients to identify and manage hidden and emerging risks, we enable them to make decisions with greater confidence and guard against the growing threats to their businesses.
Nobody understands risk better than we do.
Our rigorous, distinctly innovative approach to risk management is built on a foundation of actuarial expertise and shaped by some of the most advanced thinking in the industry.
Whether you’re looking to improve capital efficiency, comply with regulatory requirements, or guard against market volatility, Milliman offers a complete range of operational, strategic, and financial risk management solutions and tools.
Insurance technology: 2024 and beyond
June 15, 2023, 8:00 AM – 12:00 PDT
Join us for this free virtual event exploring the innovations, opportunities, and challenges likely to shape insurance over the next decade.
Potential actions in a rising interest rate environment: Cash flow testing considerations
We utilize cash flow testing methodology to highlight potential management actions and modeling considerations to help reduce the need for additional reserves.
Read the most recent risk-related thought leadership.
Life insurance capital regimes in Asia, 4th edition
This report compares and contrasts life insurance RBC regimes across selected Asian markets and highlights potential implications from future regulatory changes in the industry.
Best practices in risk and capital management for Bermudian life companies
With insurers and reinsurers facing an ever-changing and increasingly complex market environment, Bermuda regulators expect robust ERM programs.
Developing climate risk scenarios for Solvency II ORSA
European insurers face challenges in the assessment of transition risks on assets for climate risk scenarios under Solvency II ORSA.
Milliman Nodal: New interface, new insights
Through a reimagined user experience, Milliman Nodal empowers you with predictive AI to improve claims triage, workers’ comp medical costs, and more.
Threats unknown: Managing cyber risk for tomorrow
Cyber risk is evolving fast. You’ve got to evolve faster.
Enterprise risk management: Evolution and transformation
Enterprise risk management is evolving, and insurance companies now have more sophisticated ways to control information.
Milliman Mortgage Default Index
Helping Paradise, California, rebuild
Milliman worked with researchers, local leaders, and other experts to create a sustainable future for the community, which was devastated in 2018 by the most destructive wildfire in state history.
Milliman risk products
Arius
Analyze unpaid claims liabilities with industry-leading stochastic and deterministic reserving tools and methods.
Bungalow
Milliman Bungalow is a private flood insurance plan that includes advisory loss costs, risk classification rating factors, and rating rules.
Integrate
Automate and accelerate actuarial modeling and reporting with a powerful, cloud-based solution.
IntelliScript
IntelliScript combines industry-leading data and analysis to provide insurers the knowledge, tools, and insight to confidently assess risk.
Milliman AccuRate Fleet
AccuRate Fleet™ is a usage-based insurance score designed to enable more accurate pricing of fleet exposure and driving behavior risk.
Milliman M-PIRe
A comprehensive platform to evaluate mortgage investment opportunities, trends in the market, and portfolio aggregation.
NAVI
Dramatically reduce the time required for life insurance reserves and liabilities calculations with innovative modeling.
PinPoint
Milliman PinPoint delivers relevant geographic rating insights to your system at the point of decision through a simple API.
Pixel
Identify new market sectors, pinpoint adverse selection, and make better pricing decisions with a web-based premium comparison tool.
REVEAL
Assess the volatility embedded in pension plans, immediate annuities, and deferred annuities with longevity guarantees.
Recon
Visually explore industry experience against your own and make intelligent decisions based on drivers of policyholder behavior.
VEGA
Streamline Solvency II compliance with a multi-user, multi-site tool for Standard Formula SCR and quantitative reporting templates.
Milliman risk services
Complex risk assessment
Manage threats and opportunities related to complex non-financial risks among people, systems, and the external environment.
Hedging
Design, deploy, and manage hedging programs while benefiting from our extraordinary breadth in dealer and instrument coverage.
Enterprise risk management
Embed ERM best practices into your organization to create a structured and sustainable business management process.
Milliman Managed Risk Strategy
Stabilize the volatility of an investment portfolio during periods of significant and sustained market declines.
Mortgage feasibility studies
We combine actuarial and modeling expertise with capital markets structure analysis to deliver meaningful financial feasibility studies.
Mortgage compliance
Milliman assists clients with compliance-related analytics for both fair lending and quality control reviews.
Mortgage government services
We specialize in building customized and cost-effective solutions to measure and manage the risks associated with originating credit risk.
ILS Pricing Reviews
Maintain an edge in an increasingly competitive marketplace with a wide range of investment portfolio reviews.