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Actionable steps insurers can take after another year of severe weather brought above-average claims.
By Tarik Aouragh, Niccolò Basetti Sani Vettori, Mohamed Benkhalfa, Christoph Krischanitz, Ian Penfold, Eugenio Portales, Antoine Rainaud, Giuseppe Semeraro, Anandi Shah, José Silveiro, Martijn van Rooijen, and Menno van Wijk
In 2022, extreme weather across Europe once again made headlines: Vast wildfire damage. The worst drought in 500 years. The hottest summer ever recorded.
Europe is warming faster than the rest of the world, with severe economic consequences.
Our annual report highlights the specific toll on the insurance industry, which faced a record number of claims and higher repair costs amid rising inflation—all coming as the continent was just emerging from the COVID-19 pandemic and grappling with an energy crisis and the war in Ukraine.
Click the tabs below to see the 2022 weather events with the most widespread impact: drought, heat waves, winter storms, and wildfires.
Europe’s record-breaking drought has been called the worst in 500 years.
Dry conditions caused insured losses of EUR 19 billion, but the costs went beyond ravaged crops.
Click through the graphics below to see the drought's potential secondary and tertiary effects.
Our extensive report helps insurers understand the scale of the 2022 extreme weather events in Europe and anticipate what business decisions may lie ahead.
As regulation evolves, there are steps they can take now to improve climate resilience and financial security. Among them:
The full report explores the effect of 2022's extreme weather events and the future outlook for these countries.
Drawing on our unique expertise in risk, we’ve united leaders from insurance, government, academia, and non-profits to help anticipate and address the most pressing climate problems.
Milliman CRisALIS is a next-generation cyber risk solution that incorporates a forward-looking approach to modeling how cyber risks occur and propagate.
Milliman PinPoint delivers relevant geographic rating insights to your system at the point of decision through a simple API.
Milliman Bungalow is a private flood insurance plan that includes advisory loss costs, risk classification rating factors, and rating rules.
A comprehensive platform to evaluate mortgage investment opportunities, trends in the market, and portfolio aggregation.
With offices across Europe and the world, Milliman experts can help you navigate the changing climate.