Long-term care

One strong step in making long-term care (LTC) an acceptable, insurable risk for insurance companies is to better understand the latent morbidity risk in advance of an LTC need.

This article explores in detail two methods of developing reduced benefit options: the future loss ratio neutral approach and the cash flow neutral approach.

Is it possible that an involuntary, partial social program could be established to provide long-term care coverage?

This report explores key risks and considerations for product innovation using the long-term care insurance industry as a case study.

What are the advantages and disadvantages of long-term care policy buyouts from various stakeholder perspectives?

This article explores three possible future paths for long-term care (LTC) insurance funding and the associated implications for the private LTC industry.

Orphan blocks of LTC policies can create a range of business risks. What are your options for managing them, and how can outsourcing help?

Learn how predictive analytics can add insights to your financial projections when combined with traditional methods.

Recent sweeping changes to the U.S. tax code will have significant impacts on long-term care insurance and other long-tailed health businesses. Read our analysis of the situation.