Long-term care

Milliman can help you establish sound and effective risk management systems for monitoring the performance of your LTC insurance portfolio, based on claims experience, underwriting, demographic mix, distribution, persistency, and investment income.

Unlike other consultancies that may be public companies or linked to brokerage or accounting firms, we work with a variety of LTC administrative vendors, reinsurers, and marketers. That gives you the benefit of perspective into different approaches, experiences, and strategies.

We give you access to industry-leading software solutions that are used by some of the world’s largest insurers. We can also adapt and build tools specific to your needs.

Milliman is the leading actuarial firm for insurance companies, private equity firms, sales agencies, and other parties in LTC merger and acquisition transactions. We quantify financial and identify non-financial risks and are key contributors to the structuring of transactions in economically efficient ways.

Developing policies is just the beginning. We provide analysis on operational aspects of your existing or planned LTC program, including policy administration, underwriting, claims payment, and claims management standards and processes.