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The long-term care insurance market has had its share of challenges, but stability and profitability are possible with the right expertise. With more LTC specialists than any other consulting firm, Milliman offers an unmatched knowledge and the most comprehensive data to help you succeed.
Based on data from more than $50 billion in claims, Milliman’s Long-Term Care Guidelines provide a flexible, yet consistent basis for anticipating future claims, evaluating past performance, and understanding the interplay of coverages.
Milliman can help you establish sound and effective risk management systems for monitoring the performance of your LTC insurance portfolio, based on claims experience, underwriting, demographic mix, distribution, persistency, and investment income.
Unlike other consultancies that may be public companies or linked to brokerage or accounting firms, we work with a variety of LTC administrative vendors, reinsurers, and marketers. That gives you the benefit of perspective into different approaches, experiences, and strategies.
We give you access to industry-leading software solutions that are used by some of the world’s largest insurers. We can also adapt and build tools specific to your needs.
Milliman is the leading actuarial firm for insurance companies, private equity firms, sales agencies, and other parties in LTC merger and acquisition transactions. We quantify financial and identify non-financial risks and are key contributors to the structuring of transactions in economically efficient ways.
Developing policies is just the beginning. We provide analysis on operational aspects of your existing or planned LTC program, including policy administration, underwriting, claims payment, and claims management standards and processes.
As states consider long-term care programs, we examine differences in payroll taxes under a front-end design, given the diverse environments across the U.S.
As wellness and aging-in-place programs in the LTC industry gain traction, we recently surveyed 20 market leaders on trends they see.
This Long-Term Care (LTC) Focus newsletter showcases the projects that Milliman LTC consultants are working on now.
Metrics such as actuarial value can help insurers better evaluate a plan design’s level of coverage.
It is estimated that there are 53 million informal, unpaid caregivers in the United States.
The case for proactively managing current and future long-term care (LTC) insurance (LTCI) claims is stronger than ever.
This Long-Term Care (LTC) Focus newsletter showcases the projects that Milliman…
Since 2017, an increasing number of nursing homes and assisted living facilities…
The second of a series of articles exploring actuarial considerations related to…
As an LTC benefit reduction option, coinsurance could allow for maximum coverage…
An industry survey of assumptions and methodologies in the individual long-term…
Milliman completed a survey on premium rate increases for the long-term care (…
We review current projects in long-term care (LTC), such as LTC development in…
The onset of COVID-19 and attempts to control its spread, have introduced…
An update on important work we are doing with respect to long-term care.
LTC brief: The number of individuals with long-term care insurance slightly…
Milliman Focus: An update on important work we’re doing with respect to…
The long-term care (LTC) insurance industry has shown significant interest in…
This paper provides guidance for insurers on how to prepare clean, efficient…
One strong step in making long-term care (LTC) an acceptable, insurable risk for…
This article explores in detail two methods of developing reduced benefit…
Is it possible that an involuntary, partial social program could be established…
This article discusses modeling and the information that companies can glean…
This article examines COVID-19 implications on current LTC populations, short-…
This report explores key risks and considerations for product innovation using…
What are the advantages and disadvantages of long-term care policy buyouts from…
Manage the risks of your in-force and on-claim population with the right intelligence
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IntelliScript combines industry-leading data and analysis to provide insurers the knowledge, tools, and insight to confidently assess risk.
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