Responding to high inflation
Managing inflation's impact
A changing economic landscape
Plan sponsors face a unique moment
Retirement
How CMS’s proposed change to agent compensation may change the Medicare Advantage landscape
The Centers for Medicare and Medicaid Services (CMS) recently published the Proposed Rule regarding changes to the calendar year (CY) 2025 Medicare Advantage (MA) and Prescription Drug programs.
Impact of the Inflation Reduction Act on plans seeking creditable coverage
The Inflation Reduction Act’s higher standards for retiree prescription drug plans may require plan sponsors to enrich benefits in 2025 for creditable coverage.
A brief history of interest rate stabilization: Rising interest rates may soon test the upper limits of “relief” corridors
Rising interest rates may soon test the upper limits of relief corridors for pension plans, with no impact of further increases on plan funding targets.
Medical inflation: Drivers and patterns
After a decade where society grew accustomed to annual inflation rates lower than 3%....
Extraordinary markets and impact on defined contribution pensioners
Despite the attention on how DB pensions have managed higher interest rates and other adversities, we should also be potentially just as concerned for DC schemes.
Rising rates lift funding ratios for corporate DB plans
Understand the market from previous publications of the Corporate Pension Funding Index.
The insurance market hardens
Workers’ comp particularly vulnerable to rising prices
Insurance
Consequences of Solvency II extrapolation methods in the higher interest rate environment
Evaluation of the implications of a change in extrapolation method at higher interest rate levels
Battle royale: Part D EGWPs vs. RDS plans in the era of the Inflation Reduction Act
In this article, we discuss the potential impacts of the IRA on EGWPs, and highlight key factors plan sponsors should consider when evaluating options for retiree benefits in 2025 and beyond.
Impact of rising interest rates globally: A blessing or a curse for the solvency position?
With rising rates and high inflation, insurers worldwide need robust frameworks and nimbleness in the once slow moving and stable world of life insurance.
Challenges and opportunities for CEE insurers in the “Brave New World” of higher interest rates
The radical change in the interest rate environment has many implications for CEE insurers, presenting challenges and opportunities not seen for years.
Managing inflation: A guide for UK medical insurers
We examine ways in which UK health insurers may identify and measure inflation, and manage its impact on their business.
Potential actions in a rising interest rate environment: Cash flow testing considerations
We utilize cash flow testing methodology to highlight potential management actions and modeling considerations to help reduce the need for additional reserves.
Inflation touches everything from housing to healthcare
Risk
Milliman Mortgage Default Index: 2022 Q3
The Milliman Mortgage Default Index (MMDI) is a lifetime default rate estimate calculated at the loan level for a portfolio of single-family mortgages.
The housing market is slowing down...what does that mean?
Using updated industry data, we shed light on questions about housing demand and supply, higher interest rates and affordability, and how prices may trend.
How market volatility has affected Australian investors
New market conditions are challenging investors, but there are ways to manage the risks.
Navigating inflation through technology
FutureCost
Nodal
Milliman M-PIRe