RETIREMENT & BENEFITS
No one wants to go back to work at 75.
Rising interest rates, soaring inflation, longevity risk, and market volatility are just some of the forces threatening to undermine the retirement of millions of people worldwide.
With so much at stake, Milliman is committed to developing innovative solutions that help people retire with confidence.
As visions of retirement have changed, so have retirement plans.
Retirement plans today are as almost as diverse as the workforces they support. Our innovative retirement and benefits solutions are powered by cutting-edge ALM modeling, performance monitoring, plan administration, and asset protection capabilities.
Our experts can help you navigate your options, mitigate your liabilities, and develop flexible, comprehensive approaches to addressing your most complex retirement challenges.
Looking for the Milliman retirement benefits site?
401(k) compliance corrections
Our collection of articles helps DC plan administrators resolve and avoid common compliance errors, including late deposits, lost earnings, and missed deferral opportunities.
The SECURE 2.0 Act of 2022: Withdrawal and subsequent repayment provisions
We highlight seven key provisions of The SECURE 2.0 Act regarding withdrawing funds from a qualified plan, and any subsequent optional or required payments.
COVID-19 mortality experience analysis for multiemployer plans
This issue of Multiemployer Review examines the future impact of COVID-19 on multiemployer pension plans through analysis of employee mortality data.
Six methods plan sponsors can use to help reduce or eliminate nondiscrimination testing refunds
If plan sponsors implement one or a combination of the six methods, then their goal of reducing or eliminating nondiscrimination testing refunds can likely be achieved.
Read the most recent retirement & benefits thought leadership.
Critical Point Episode 38: Surprises and obstacles SECURE 2.0 could present for plan sponsors and HR professionals
Listen to the podcastPension Funding Studies
Gain insights on trends and future implications of the funded status for all multiemployer plans, and the largest U.S. corporate and governmental plans with Milliman’s pension funding studies.
A retirement plan that actually lets you retire
See how the Milliman Sustainable Income Plan is revolutionizing retirement.
Surviving retirement: Should you buy an annuity?
You probably aren’t lucky enough to benefit from the traditional company retirement plans of old, but buying an annuity might be the next best thing.
Unlock the future impact of your decisions
A pathway to retirement plan allocations
The Milliman Actuarial Retirement Calculator (MARC)
Milliman 100 Pension Funding Index
Public Pension Funding Study
Regulatory updates: Staying compliant, keeping ahead
A constantly changing regulatory climate for retirement plans of all kinds can make it difficult to set a strategy, stick to it, and maintain long-term compliance.
Milliman retirement & benefits products
FutureCost
Project pension assets and liabilities into the future to answer complex questions and make data-driven decisions.
InvestMap
Deploy an age-based asset allocation strategy for the core funds held within a defined contribution plan.
GASBhelp
Comply with GASB 75 requirements through easy-to-answer questions and step-by-step guidance.
Healthcare Reform Dashboard
Give small and mid-size employers essential analysis needed for ensuring compliance and plan affordability under the Affordable Care Act (ACA).
Milliman Actuarial Retirement Calculator (MARC)
Administer defined benefit and cash balance pension plans with one of the industry's leading retirement planning and communication tools.
Milliman OPTIC
Projections at your fingertips for your multiemployer pension plan.
Pension Performance Dashboard
See how movements in capital markets affect your pension plan's financial status, with real-time updates on projected funded status, and FAS expense.
Retirement Income Security Evaluation (RISE Score)
The RISE Score™ provides an intuitive and easy-to-use way to determine potential gaps in retirement income and gauge retirement readiness.
Small Business Retirement Plan Solution
A comprehensive package, the Small Business Retirement Plan Solution includes design, actuarial services, plan document, government filings, and administration.
Milliman retirement & benefits services
401(k)/403(b) plan services
Benefit from decades of employee benefits experience and customizable software developed specifically for retirement plans.
Defined benefit plan consulting
Meet your goals and business objectives in the face of constantly shifting markets and regulations.
Discretionary investing consulting
Develop appropriate investment policies and strategies with an integrated process to help meet long-term asset allocation and funding goals.
Asset allocation
Achieve more consistent returns with impartial, data-driven advice tailored to your needs.
Defined contribution plan administration
Navigate the complicated maze of defined contribution administration to provide accurate recordkeeping, transparency, and compliance.
Frozen plan services
Implement a comprehensive, strategic approach to ensure participant benefits are paid while reducing costs.
Defined benefit plan administration
Maximize the value of pension benefits to participants using our decades of experience, flexible software tools, and disciplined process.
Defined contribution plan consulting
Succeed with comprehensive services including plan design, mergers, data integrity, and compliance services.
GASB75 compliance
Adapt to the increased reporting frequency and detail required by new regulations with expert guidance.